Share & Club Accounts
Dividend
rate = 1.00% APY period ending 9/30/08.
Dividends
are paid and compounded QUARTERLY.
Dividends are paid from current income and available earnings after
required transfers
to
reserves at the end of the dividend period.
SHARE ACCOUNT FEES:
Excessive Withdrawal Fee (over 3/month):
$5.00/withdrawal
Misc Club Excessive Withdrawal (over 4/year): $5.00/withdrawal
Christmas/Vacation Club Early Withdrawal:
$5.00
Returned Deposited Item Fee:
$10.00/item
Stop Payment Fee:
$20.00/item
OTHER SERVICE FEES (applicable
to ALL accounts):
Account Reconciliation or Research Fee:
$30.00/hour
Inactive Account Fee:
$10.00/yr
Interim Statement Fee:
$2.00
New Account Closed (within 90 days):
$10.00
Returned Mail/Incorrect Address:
$2.50/occurrence
Minimum
balance (one share):
$25.00;
Minimum
balance to earn a dividend:
$100.00
Your savings are
federally insured to at least $250,000 and backed by the full faith and
credit of the National Credit Union Administration, an agency of the United
States Government.
Please
do not hesitate to contact the Credit Union should you have any
questions or concerns regarding our savings and loan products.
|