Share & Club Accounts
Dividend rate = 1.00% APY period ending 9/30/08.
Dividends are paid and compounded QUARTERLY.
Dividends are paid from current income and available earnings after required transfers
to reserves at the end of the dividend period.
 
SHARE ACCOUNT FEES:
Excessive Withdrawal Fee (over 3/month):         $5.00/withdrawal
Misc Club Excessive Withdrawal (over 4/year):   $5.00/withdrawal
Christmas/Vacation Club Early Withdrawal:        $5.00
Returned Deposited Item Fee:                           $10.00/item
Stop Payment Fee:                                          $20.00/item
 
OTHER SERVICE FEES (applicable to ALL accounts):
Account Reconciliation or Research Fee:           $30.00/hour
Inactive Account Fee:                                       $10.00/yr
Interim Statement Fee:                                     $2.00
New Account Closed (within 90 days):                $10.00
Returned Mail/Incorrect Address:                       $2.50/occurrence
 
Minimum balance (one share):                           $25.00;
Minimum balance to earn a dividend:                  $100.00
 
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration, an agency of the United States Government.
 
 
 
Please do not hesitate to contact the Credit Union should you have any questions or concerns regarding our savings and loan products.