IRA Accounts Start Planning for your retirement today by opening an IRA account at your Credit Union. With outstanding rates and funds that grow tax deferred year after year, an IRA account is an important part of your long-term savings portfolio. Traditional IRA - offers tax-deferred earnings and the possibility of tax deductible contributions. Roth IRA - funded by non-deductible contributions but gives owners the opportunity for tax-free withdrawals. New as of 1998. Education IRA - New as of 1998, enables parents and others to deposit $500 per year to be used for educational purposes. Earnings grow tax-free if you meet the income requirements. Shares are insured up to $250,000.00 by the National Credit Union Administration.   If you would like to apply for an IRA Account, please complete the online request form by clicking the link below and we will send you an application.     Please do not hesitate to contact the Credit Union should you have any questions or concerns regarding our savings products.